Commercial Truck Insurance in Mississippi

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Mississippi plays a vital role in regional freight and logistics, with trucking corridors connecting ports, industrial centers, and agricultural regions. Key highways such as I-55, I-20, I-59, and US-49 link cities like Jackson, Gulfport, and Hattiesburg, supporting local and interstate freight movement. Protecting your trucks, cargo, and drivers with reliable insurance coverage is essential to avoid costly accidents, liability, or regulatory penalties.

At Trucking Insurance Now, we help Mississippi truckers and fleet operators secure fast, customized quotes, maintain FMCSA compliance, and protect all types of trucking operations.

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Quick FactsAverage annual premium$9,500–$15,000 per truckRequired liability (interstate)$750,000 minimum (FMCSA)Common higher limits$1M–$5M for hazmat or high-value freightTop regulatory bodiesFMCSA • Mississippi Department of Transportation – Motor Carrier ServicesTop freight corridorsI-55 • I-20 • I-59 • US-49 • US-61 • US-82 

Cities we serve: Jackson • Gulfport • Hattiesburg • Biloxi • Meridian • Tupelo • Southaven • Olive Branch • Greenville • Columbus

Customized coverage for independent drivers hauling local, regional, or interstate freight, including agricultural products, manufactured goods, and specialty cargo.

Programs for multi-truck fleets, offering CSA score monitoring, fleet discounts, and quick issuance of certificates of insurance for brokers and shippers.

Coverage for oversized loads, construction materials, steel, and machinery across Mississippi highways and urban streets.

Expedited freight insurance for time-sensitive deliveries in urban centers, regional routes, and rural areas.

Protection for sand, gravel, aggregate, and construction material hauls, including liability and physical damage coverage.

Insurance programs for refrigerated goods, including produce, dairy, and pharmaceuticals, factoring in Mississippi’s climate.

High-limit liability coverage for fuel, chemicals, and hazardous materials, fully FMCSA-compliant.

Coverage for towing operations including on-hook liability, garage keepers liability, and business auto for urban and highway recovery operations.

Coverage for last-mile deliveries, retail freight, and e-commerce operations throughout Jackson, Gulfport, Hattiesburg, and surrounding cities.

• Intrastate trucking: Must meet Mississippi DOT insurance minimums for liability and cargo.
   
• Interstate trucking: Must comply with FMCSA regulations, including minimum liability limits and MCS-90 filings.
   
• Workers Compensation: Required for trucking businesses with employees in Mississippi.
   

Typical coverage:

• $750,000 general freight
   
• $1,000,000 fuel/oil transport
   
• $5,000,000 hazardous materials
   

• Maintain clean driver records and MVRs
   
• Install GPS tracking and dash cameras
   
• Document preventive maintenance programs
   
• Bundle multiple coverage types for discounts
   
• Implement driver safety and compliance training
   

• Mississippi Department of Transportation – Motor Carrier Services
  https://mdot.ms.gov/
   
• Mississippi Trucking Association
  https://www.mstrucking.org/
   
• FMCSA Mississippi Field Office
  https://www.fmcsa.dot.gov/
   

Trucking Insurance Now helps Mississippi truckers stay protected, compliant, and confident — from Jackson to Gulfport and across the Magnolia State.

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