Commercial Truck Insurance in Colorado

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Colorado truckers face a mix of mountainous terrain, urban congestion, and long freight corridors along I-25, I-70, and US-287. Whether you’re delivering locally in Denver, Colorado Springs, or Aurora, or hauling specialized cargo statewide, the right trucking insurance is critical.

At Trucking Insurance Now, we provide Colorado truckers and fleet owners with fast, customized quotes, FMCSA compliance guidance, and coverage built for every route.

👉 Get a Quote for coverage tailored to your trucks, drivers, and freight.

Quick FactsAverage annual premium$11,500–$16,500 per truck, depending on coverage, driving record, and routesRequired liability (interstate)$750,000 minimum for general freight (FMCSA)Common higher limits$1M–$5M for hazardous materials or high-value freightTop regulatory bodiesFMCSA • Colorado Department of Revenue – Motor Carrier ServicesTop freight corridorsI-25 • I-70 • US-287 • I-76 • US-85

Cities we serve: Denver • Colorado Springs • Aurora • Fort Collins • Pueblo • Boulder • Greeley • Grand Junction • Longmont • Loveland

• Primary Liability: Meets FMCSA and Colorado state minimums
• Physical Damage: Collision and comprehensive protection for trucks and trailers
• Motor Truck Cargo: Coverage for goods in transit
• Bobtail / Non-Trucking Liability: For leased-on operators
• Trailer Interchange: Coverage for borrowed trailers
• General Liability & Excess Limits: For larger fleets and brokers
• Workers Compensation / Occupational Accident: Driver protection
• Uninsured Motorist & Med Pay: Extra peace of mind

Flexible coverage for owner-operators hauling locally or interstate, customized for truck type and driver experience.

Fleet policies with multi-truck discounts, CSA score support, and rapid COI issuance.

Flatbed coverage for construction, steel, or oversized freight, with liability and cargo protection.

Quick, reliable coverage for hot shot deliveries, including cargo protection and trailer coverage.

Construction and aggregate haulers can secure liability, cargo, and physical damage coverage for single trucks or small fleets.

Coverage for refrigerated freight, including reefer breakdown protection statewide.

High-limit policies for fuel, chemicals, or hazardous material hauling, ensuring FMCSA compliance.

Towing operators in Denver, Colorado Springs, and beyond get on-hook coverage plus garage keepers liability.

Delivery services in Boulder, Fort Collins, and surrounding areas can get coverage for box trucks with optional radius discounts.

• Fast online quotes from multiple carriers
• FMCSA and Colorado DOT filings handled
• Same-day certificates of insurance
• Policies customized to trucking type and routes

Click below to compare Colorado trucking insurance carriers in minutes:

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• Maintain clean driver records
• Install dash cams and GPS tracking
• Keep vehicles well-maintained and documented
• Complete driver safety programs
• Bundle cargo and liability for discounts

• Colorado Department of Revenue – Motor Carrier Services
  https://www.colorado.gov/pacific/dmv/motor-carrier-services
• Colorado Motor Carriers Association
  https://cmca.com/
• FMCSA Colorado Field Office
  https://www.fmcsa.dot.gov/

Trucking Insurance Now helps Colorado truckers stay protected, compliant, and confident — from Denver to Colorado Springs and across the Centennial State.

👉 Get a Quote Today