Commercial Truck Insurance in Arkansas

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Arkansas truckers face a mix of interstate highways, rural backroads, and urban delivery routes. Whether you’re hauling freight along I-40, I-30, or I-55, running local deliveries in Little Rock, Fort Smith, or Fayetteville, or transporting specialized cargo, having the right insurance is crucial.

At Trucking Insurance Now, we help Arkansas truckers and fleet owners get customized, affordable coverage that keeps them compliant and protected no matter the route.

👉 Get a Quote for coverage designed for your trucks, drivers, and cargo.

Quick FactsAverage annual premium$10,500–$14,000 for a single truck (varies by experience, routes, and coverage limits)Required liability (interstate)$750,000 minimum for general freight (FMCSA)Common higher limits$1M–$5M for hazmat or specialized freightTop regulatory bodiesFMCSA • Arkansas Department of Transportation – Motor Carrier ServicesTop freight corridorsI-40 • I-30 • I-55 • US-67 • US-65

Cities we serve: Little Rock • Fort Smith • Fayetteville • Springdale • Jonesboro • Rogers • Conway • Bentonville • Pine Bluff • Hot Springs

• Primary Liability: Meets FMCSA and state minimums
• Physical Damage: Comprehensive and collision protection
• Motor Truck Cargo: Coverage for goods in transit
• Bobtail / Non-Trucking Liability: Leased-on owner-operators
• Trailer Interchange: Protection for borrowed trailers
• General Liability & Excess Limits: For larger fleets
• Workers Compensation / Occupational Accident: Driver protection
• Uninsured Motorist & Med Pay: Extra peace of mind

Flexible policies for owner-operators hauling locally or interstate. Rates vary by truck type, driving record, and coverage limits.

Multiple trucks? Our team provides fleet discounts, safety program support, and fast COI issuance for brokers and shippers.

Coverage for flatbeds hauling steel, lumber, or oversized freight on Arkansas highways and construction sites.

Hot shot drivers benefit from quick quotes, trailer protection, and cargo coverage tailored to short-haul, time-sensitive deliveries.

Construction and aggregate haulers can secure liability, cargo, and physical damage protection for single trucks or small fleets.

Produce, pharmaceuticals, or frozen goods? Policies include reefer breakdown and cargo protection statewide.

Fuel, chemicals, or other hazardous materials? High-limit policies and FMCSA compliance options are available.

Towing and recovery operators in Little Rock, Fort Smith, and beyond get coverage for liability, on-hook protection, and garage keepers legal liability.

Delivery services across Rogers, Bentonville, and Conway can get coverage for box trucks and straight trucks with optional radius discounts.

• Fast, online multi-carrier quotes
• FMCSA and Arkansas DOT filings handled
• Same-day certificates of insurance
• Tailored coverage for each trucking type

Click the link below to compare Arkansas trucking insurance carriers in just a few minutes:

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• Maintain a clean driver record
• Install dash cams and GPS tracking
• Keep trucks well-maintained and documented
• Complete driver safety and training programs
• Bundle cargo and auto liability for discounts

• Arkansas Department of Transportation – Motor Carrier Services
  https://www.ardot.gov/mcs
• Arkansas Trucking Association
  https://www.arkansastrucking.com/
• FMCSA Arkansas Field Office
  https://www.fmcsa.dot.gov/

Trucking Insurance Now is here to help Arkansas truckers stay protected, compliant, and confident on every haul — from Little Rock to Fort Smith and beyond.

👉 Get a Quote Today