Arizona Commercial Truck Insurance

---

Whether you’re hauling freight along I-10, I-17, or I-40, running local deliveries in Phoenix, Tucson, or Mesa, or transporting specialized cargo across the state, the right insurance is essential.
At Trucking Insurance Now, we provide Arizona truckers with fast quotes, tailored coverage, and regulatory compliance — so you can focus on running your business, not chasing paperwork.

👉 Get a Quote for coverage built for your routes, drivers, and cargo.

Quick FactsAverage annual premium$11,200–$15,500 depending on truck type, driver experience, and coverage limits (2025 data)Required liability (interstate)$750,000 minimum for general freight (FMCSA)Common higher limits$1M–$5M for hazmat and high-value freightPrimary regulatory bodiesFMCSA • Arizona Department of Transportation – Motor Carrier ServicesTop freight corridorsI-10 • I-17 • I-40 • US-60 • AZ-87

Cities we serve: Phoenix • Tucson • Mesa • Chandler • Glendale • Scottsdale • Tempe • Peoria • Surprise • Yuma

• Primary Liability: Meets federal and state requirements
• Physical Damage: Collision and comprehensive protection for truck and trailer
• Motor Truck Cargo: Coverage for goods in transit
• Bobtail / Non-Trucking Liability: Leased-on owner-operators
• Trailer Interchange: Borrowed trailer coverage
• General Liability & Excess Limits: For larger fleets and brokers
• Workers Compensation / Occupational Accident: Protect your drivers
• Uninsured Motorist & Med Pay: Extra peace of mind

Flexible packages for owner-operators hauling freight locally or across the Southwest. Competitive rates for trucks based in Phoenix, Tucson, or Yuma, with FMCSA compliance included.

Multi-unit fleets benefit from bundle discounts, telematics integration, and CSA/driver record support. Quick COI turnaround for shippers and brokers.

Specialized flatbed coverage for construction materials, steel, and oversized freight across Arizona’s highways. Liability, cargo, and securement coverage included.

Hot shot drivers in Phoenix, Mesa, and surrounding industrial hubs can get policies with $100k+ cargo protection and optional trailer coverage.

Construction and aggregate hauling operators get tailored coverage including liability, cargo, and physical damage for single trucks or small fleets.

Hauling produce or pharmaceuticals? Policies include reefer breakdown coverage and cargo protection up to $100k or more.

Fuel, chemical, or milk tankers need higher limits ($1–5M). We access specialized carriers for hazmat compliance and FMCSA safety standards.

Towing operations in Phoenix, Tucson, and statewide require on-hook coverage plus garage keepers legal liability. Policies are customized to city and interstate routes.

E-commerce delivery operators and small fleet owners in Tempe, Chandler, and Scottsdale get coverage for box trucks and straight trucks with radius discounts.

• Fast online quotes and multi-carrier options
• FMCSA and Arizona DOT filings handled
• Same-day certificates of insurance
• Coverage tailored for each trucking type and route

Click the link below — it only takes a few minutes to compare top Arizona trucking insurance carriers:

👉 Get a Quote

• Maintain clean driver records
• Install dash cams and GPS tracking
• Keep trucks well-maintained and documented
• Complete driver safety training programs
• Bundle cargo and auto liability for discounts

• Arizona Department of Transportation – Motor Carrier Services
  https://azdot.gov/mcs
• Arizona Trucking Association
  https://www.aztrucking.com/
• FMCSA Arizona Field Office
  https://www.fmcsa.dot.gov/

Trucking Insurance Now is here to help Arizona truckers protect their business, stay compliant, and keep trucks on the road safely.

👉 Get a Quote Today